Do carriers require home watch?

Some limit coverage without it; some do not. Ask your carrier for specifics.

Do you provide documentation for claims?

Yes. Timestamped photo reports and archived history.

Sometimes. Ask your carrier directly.

November 12, 2025

Insurance carriers increasingly ask about vacancy and inspection. Here is how home watch interacts with your policy.

Many policies limit or exclude coverage after 30 or 60 consecutive days of vacancy without professional inspection.

Timestamped, photo-documented inspection records are the strongest evidence at claim time.

We provide a Certificate of Insurance naming your building or HOA as additionally insured.

Call your carrier and ask specifically about vacancy and inspection language.

Weekly professional home watch aligns with what carriers increasingly ask for.